What are indemnity insurance schemes
The medical and midwife professional indemnity insurance schemes are an Australian Government initiative. They support medical indemnity insurance for privately practicing:
- doctors
- allied health professionals
- midwives.
Under these schemes, the government provides funding to subsidise:
- premium costs
- the cost of negligence claims made against practitioners.
Why are they important
These schemes help to:
- stabilise the medical indemnity insurance market
- keep premiums affordable for practitioners in private practice
- ensure more stable fees for patients
- improve access to professional indemnity insurance for midwives.
Who is involved
The Department of Health and Aged Care oversees the schemes. We develop related policy and are responsible for scheme governance.
Services Australia administers the schemes. It is responsible for the payment and audit of funds expended under the schemes.
Medical defence organisations (MDOs) and medical indemnity insurers take part in these schemes.