Run-Off Cover Scheme (ROCS)

ROCS provides run-off cover to doctors who have stopped private practice. Find out how this scheme works and who is eligible.

About the scheme

Find out about ROCS – what it is, why it is important, how it works and the related legislation.


Doctors may be eligible if they have stopped paid private practice and had medical indemnity insurance while they were practising.


ROCS is based on a doctor's last cover. It usually includes cover for compensation or damages costs, and costs related to managing claims.


Find out what claims are eligible for ROCS. Insurers pay for the costs of eligible claims and then apply for ROCS payments as reimbursement.

Related schemes

Exceptional Claims Scheme

This scheme helps doctors with the cost of claims that exceed their indemnity cover.

Premium Support Scheme

This scheme helps doctors with the cost of their medical indemnity insurance premiums.

High Cost Claims Scheme

This scheme helps insurers with the cost of large claims against doctors, allied health professionals and midwives.

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