When allied health professionals are covered
The AHECS only covers allied health professionals when they are eligible.
What AHECS covers
Types of costs covered
AHECS payments can cover:
- damages amounts to patients
- legal costs
- administrative costs related to managing the claim
- costs incurred by the indemnity insurer in managing an incident, which may or may not become a claim.
Amount covered
The AHECS only covers costs once they exceed the allied health professional’s insurance cover.
Example of amount covered
An allied health professional has insurance cover of up to $20 million.
A patient makes a malpractice claim against the health professional. The damages amount and other claim costs add up to $100 million.
The insurer covers the first $20 million in claim costs. The AHECS covers the remaining $80 million.
What AHECS does not cover
The AHECS does not provide cover if the claim costs are below or equal to the eligible allied health professional’s cover limit. For these claims, the indemnity insurer may be able to access the Allied Health High Cost Claims Scheme.
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