Why we’re having this review
The clinical categories are standard definitions of hospital services covered under private health insurance. These were introduced as part of our private insurance health reforms. The purpose of the clinical categories is to:
- simplify hospital insurance products
- make these products more transparent
- form the minimum requirements for the different tiers of services.
This review will:
- see how effective the clinical categories are in helping consumers better understand hospital insurance policies
- consider how the industry has incorporated these new regulations into operating processes.
What we’re reviewing
We set up the Clinical Categories Review Advisory Committee to provide recommendations as part of this review. This independent committee includes key stakeholders with experience in private health insurance, clinical practice, and health service management.
The committee has evaluated the categories and provided advice to us about:
- the current scope of cover and MBS mapping of the clinical categories
- identified and potential interpretation issues
- stakeholder feedback
- the legislative framework for the clinical categories
- regulatory and management frameworks for amending the clinical categories.
The committee provided recommendations for consideration.
We consulted on these recommendations between May and September 2024 and are now reviewing the feedback.