What is the PSS
The PSS helps doctors to meet the costs of their medical indemnity insurance.
The subsidy amount depends on:
- how much the doctor’s insurance costs are compared to their private practice income
- if the doctor mainly operates from a rural and remote area (Modified Monash areas 3 to 7).
The PSS is one of the Australian Government’s medical and midwife professional indemnity insurance schemes.
Why is it important
The PSS makes medical indemnity insurance more affordable for doctors. This helps them to focus on providing high quality health care.
Who is it for
The PSS is for doctors who face high insurance costs and who work in rural areas. See the full eligibility criteria.
How it works
Currently, 6 medical indemnity insurers offer the PSS. The insurers:
- collect the required information from doctors to confirm they are eligible
- work out the PSS subsidy amount
- give the subsidy to the doctor as a reduced premium or a refund
- get reimbursed by the Australian Government at the end of each premium period.
How to get it
Doctors need to apply to their insurer to take part. To find out more, see applying for the PSS.
Legislation
The government set up the PSS under the Medical Indemnity Regulations 2020. Find out about the legislation that supports indemnity schemes.