Eligible claims
For a claim against a midwife to be eligible, the:
- incident must have occurred as part of their midwifery practice
- incident must be within the scope of the MPIROCS insurance contract, which is based on the midwife’s last cover
- MIGA must receive first notice of the incident (or facts that may give rise to it):
- on or after 1 July 2004
- while the midwife is eligible for the MPIROCS.
If a claim is made
If a midwife becomes aware of a claim after they have become eligible for the MPIROCS, they must notify MIGA.
Limits to claims
There is a limit to the amount the MPIROCS covers.
Who manages the claim
MIGA will:
- handle all claims eligible for the MPIROCS
- pay for all the costs of the claim
- apply to Services Australia for an MPIROCS payment as reimbursement of the costs.
The midwife should cooperate with MIGA and complete forms and provide information as needed.
Who pays for the claim
MIGA pays for the claim first. The Australian Government will reimburse MIGA for 100% of their costs. This includes the cost of managing the claim.
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