About indemnity insurance
What medical and midwife professional indemnity insurance is, who it is for, when it is used and why it is important.
What we're doing
How we support access to indemnity insurance for doctors, allied health professionals and midwives.
Legislation
The acts, regulations and legislative instruments that underpin our medical and midwife professional indemnity insurance schemes.
Indemnity insurance schemes
Exceptional Claims Scheme
This scheme helps doctors with the cost of claims that exceed their indemnity cover.
High Cost Claims Scheme
This scheme helps indemnity insurers with the cost of large claims against doctors.
Run-Off Cover Scheme
This scheme provides run-off cover to doctors who have stopped private practice.
Premium Support Scheme
This scheme helps doctors with the cost of their indemnity insurance premiums.
Allied Health Exceptional Claims Scheme
This scheme helps allied health professionals with the cost of claims that exceed their indemnity cover.
Allied Health High Cost Claims Scheme
This scheme helps indemnity insurers with the cost of large claims against allied health professionals.
Midwife Professional Indemnity Scheme
This scheme helps indemnity insurers with the cost of claims against midwives in private practice.
Midwife Professional Indemnity Run-Off Cover Scheme
This scheme provides run-off cover to midwives who have stopped private practice.
Incurred-But-Not-Reported Indemnity Scheme
This scheme helps medical defence organisations with the cost of eligible incurred-but-not-reported claims.
Reporting
Universal cover reports
Medical indemnity insurers can only impose a risk surcharge or refuse to cover a doctor in certain circumstances. They must report the number of times they do either each year.
Run-off cover reports
These reports include the number of doctors eligible for the Run-Off Cover Scheme and the total amount of scheme payments each year.
Midwife run-off cover reports
These reports include the number of midwives eligible for the Midwife Professional Indemnity Run-Off Cover Scheme and the total amount of scheme payments each year.