Find out about private health insurance — what is it, why have it, how it works.
Reforms are happening to make private health insurance simpler and more affordable.
Private health insurance provides cover for health care not covered by Medicare.
Use this online tool to select and compare private health insurance policies.
What insurers offer and how they communicate with policy holders is governed by Australia's private health insurance laws. Insurers, private hospitals and medical device sponsors must also comply with certain processes.
Private health insurers are required to pay benefits for the products listed on the Prostheses List. Find out what the Prostheses List includes, when we update it, and how to apply to list products on it or change current listings.
Updates for private health insurers
Read the latest private health insurance (PHI) circulars for updates on matters affecting private health insurers.
You can access PHI circulars published between 2010 and 2018 through Trove on the National Archives of Australia's site.
Reforms to private health insurance have started
From 1 April 2019, new rules are being introduced to help make private health insurance simpler, more affordable. This will make it easier for you to choose the cover that best suits you and your family.