Private Health Insurance clinical category definitions 1 March 2026

Standard clinical category definitions for private health insurance hospital policies, released on 13 February 2026 and effective 1 March 2026.

The clinical categories include an indicative list of Medicare Benefits Schedule (MBS) items that should be covered for each category of hospital treatment. This list of items is derived from the March 2026 XML file’ released on 10 February and effective 1 March 2026, available from the March 2026 downloads page. The document reflects consequential Private Health Insurance (PHI) changes to the General Medical Services Table (GMST), Pathology Services Table (PST) and the Diagnostic Imaging Services Table (DIST).

Key MBS item changes of potential interest to stakeholders are summarised below, and outlined in the MBS Online - March 2026 News:

  • General medical services
  • Pathology services 
  • Diagnostic Imaging services
  • Dual listed items
  • Other administrative and machinery changes.

Further information including fact sheets and quick reference guides is at MBS Online

The clinical category definitions reflect amendments made to the MBS items assigned to the following categories:

  • Ear, nose and throat
  • Heart and vascular system

New PST items and DIST items are automatically categorised as Support treatments so do not need to be listed in the clinical categories tables in the PHI Rules.

The assignment of MBS items by clinical category reflects the Private Health Insurance Legislation Amendment Rules for 1 March 2026 which will be published on the Federal Register of Legislation following the finalisation of regulatory approval processes. Details of the changes will be available in the Explanatory Statement that will accompany the Amendment Rules.

Receive notification of updates to PHI Spreadsheets, and other PHI information, by emailing PHI@health.gov.au and requesting subscription to the email newsletter.

For previous versions of PHI Spreadsheet publications, review the Private health insurance clinical category and procedure type collection, or visit the National Library's web archive.

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