Learn about private health insurance
Find out about private health insurance — what is it, why have it, how it works.
Understand private health insurance reforms
Reforms are happening to make private health insurance simpler and more affordable.
What is covered by private health insurance?
Private health insurance provides cover for health care not covered by Medicare.
Compare private health insurance policies
Use this online tool to select and compare private health insurance policies.
Rules for insurers and providers
What insurers offer and how they communicate with policy holders is governed by Australia's private health insurance laws. Insurers, private hospitals and medical device sponsors must also comply with certain processes.
Prescribed List
Private health insurers are required to pay benefits for the products listed on the Prescribed List. Find out what the list includes, when we update it, and how to apply to list products on it or change current listings.
Updates for private health insurers
Read the latest private health insurance (PHI) circulars for updates on matters affecting private health insurers.
You can access PHI circulars published between 2010 and 2018 through Trove on the National Archives of Australia's site.
Resources
Resources
List of declared hospitals
Advice on the benefit reductions to Cardiac Implantable Electronic Devices
HCP data specifications – HCP1 – Insurer to department – 2025–26
