Maternity leave and disability

This page answers questions on the operation of ROCS from the viewpoint of doctors.

Page last updated: 20 January 2017

Maternity leave and disability

Does ROCS cover me while I am on maternity leave?
What cover do I need to purchase when I return to work after maternity leave?
I have a permanent disability. Am I eligible for ROCS?
If I am eligible for ROCS because of maternity or permanent disability, will I be able to practice medicine in public hospitals?

Maternity leave and disability

Does ROCS cover me while I am on maternity leave?

Yes. You will be eligible for the ROCS because of maternity if you have ceased all private and public practice as a medical practitioner because of pregnancy (including a miscarriage or a stillbirth), to recover from a pregnancy, or childbirth (including subsequent care for one or more of your children), provided another medical practitioner has certified to the birth or pregnancy on the appropriate form.
The ROCS covers you for your past private practice as long as you are on maternity leave. There is no limit on the amount of leave that you can take. Once you resume medical practice your eligibility for the ROCS will cease.

What cover do I need to purchase when I return to work after maternity leave?

The ROCS does not cover you for claims notified after you return from maternity leave (unless you are an "eligible practitioner" for some other reason).

If you return to work in private medical practice, you are no longer covered by the ROCS.

Once you return to work after maternity leave you should purchase retroactive cover, as the ROCS does not respond to claims notified after you return to work.

If a claim is made while you are on maternity leave, you will continue to be covered under the ROCS for that claim even if you later return to work.

I have a permanent disability. Am I eligible for ROCS?

You will be eligible for the ROCS if as a result of an injury or illness that is permanent, or is likely to be permanent, you can no longer practise in the area of medicine in which you had chosen and been qualified to practise.

If I am eligible for ROCS because of maternity or permanent disability, am I able to practice medicine in public hospitals?

No. To be eligible for the ROCS because of maternity or permanent disability you must stop all paid medical practice, including public practice. You will be able to provide services at no cost (see “Are doctors still eligible for the ROCS if they provide services at no cost”), but you should purchase separate cover for these services as they will not be covered by the ROCS.