Private health insurance
2013 Premium Round Individual private health insurer average premium increases
This page provides a summary of the Private Health Insurance Premium approval process and outcomes. It contains summaries of Premium increases from 2010 onwards and a guide to the premium approval process
2013 Premium Round Individual Insurer Average Premium Increases (PDF 63 KB)
2012 Premium Round Individual Insurer Average Premium Increases (PDF 17 KB)
2011 Premium Round Individual Insurer Average Premium Increases (PDF 16 KB)
2010 Premium Round Individual Insurer Average Premium Increases (PDF 11 KB)
2013
| Insurer | Average increase |
|---|---|
| ACA Health Benefits Fund Limited | 5.89% |
| Australian Unity Health Limited | 5.23% |
| BUPA Australia Pty Limited | 5.80% |
| CBHS Health Fund Limited | 4.59% |
| Cessnock District Health Benefits Fund Limited | 5.55% |
| CUA Health Limited | 4.62% |
| Defence Health Limited | 4.02% |
| The Doctors’ Health Fund Pty Limited | 3.78% |
| GMHBA Limited | 5.23% |
| Grand United Corporate Health Limited | 3.23% |
| HBF Health Limited | 3.75% |
| Health Care Insurance Limited | 3.95% |
| Health Insurance Fund of Australia Limited | 4.47% |
| Healthguard Health Benefits Fund Limited | 3.86% |
| Health Partners Limited | 3.40% |
| Health.com.au Pty Limited | 5.76% |
| The Hospitals Contribution Fund of Australia Limited | 5.74% |
| Latrobe Health Services Limited | 6.21% |
| Lysaght Peoplecare Limited | 6.81% |
| Medibank Private Limited | 6.20% |
| Mildura District Hospital Fund Limited | 5.75% |
| National Health Benefits Australia Pty Limited | 5.54% |
| NIB Health Funds Limited | 6.50% |
| Navy Health Limited | 4.80% |
| Phoenix Health Fund Limited | 5.47% |
| Police Health Limited | 4.09% |
| Queensland Country Health Fund Limited | 4.59% |
| Queensland Teachers’ Union Health Fund Limited | 4.50% |
| Railway & Transport Health Fund Limited | 4.29% |
| Reserve Bank Health Society Limited | 4.31% |
| St Luke's Medical & Hospital Benefits Association Limited | 3.96% |
| Teachers Federation Health Limited | 4.10% |
| Transport Health Pty Limited | 6.77% |
| Westfund Limited | 3.48% |
| Industry | 5.60% |
2012
Insurer | Average Premium Increase |
|---|---|
| Industry | 5.06% |
| ACA Health Benefits Fund Limited | 5.47% |
| Australian Health Management Group Pty Limited | 4.70% |
| Australian Unity Health Limited | 4.55% |
| Bupa Australia Pty Limited | 4.91% |
| CBHS Health Fund Limited | 5.31% |
| Cessnock District Health Benefits Fund Limited | 5.83% |
| CUA Health Limited | 7.85% |
| Defence Health Limited | 3.93% |
| The Doctors' Health Fund Limited | 5.66% |
| GMHBA Ltd | 5.17% |
| Grand United Corporate Health Limited | 3.17% |
| HBF Health Limited | 5.85% |
| The Hospitals Contribution Fund of Australia Limited | 5.94% |
| Health Care Insurance Limited | 5.54% |
| Healthguard Health Benefits Fund Limited | 3.99% |
| Health Insurance Fund of Australia Limited | 5.35% |
| Health Partners Limited | 5.44% |
| Latrobe Health Services Limited | 5.31% |
| Lysaght Peoplecare Limited | 5.93% |
| Medibank Private Limited | 4.70% |
| Mildura District Hospital Fund Limited | 2.19% |
| National Health Benefits Australia Pty Limited | 5.64% |
| NIB Health Funds Limited | 5.50% |
| Navy Health Limited | 3.35% |
| Phoenix Health Fund Limited | 6.98% |
| Police Health Limited | 4.96% |
| Queensland Country Health Fund Limited | 4.38% |
| Queensland Teachers' Union Health Fund Limited | 3.96% |
| Railway & Transport Health Fund Limited | 5.74% |
| Reserve Bank Health Society Limited | 4.89% |
| St Luke's Medical and Hospital Benefits Association Limited | 3.16% |
| Teachers Federation Health Limited | 4.68% |
| Transport Health Pty Limited | 7.69% |
| Westfund Limited | 5.19% |
2011
Insurer | Average Premium Increase |
|---|---|
| Industry | 5.56% |
| ACA Health Benefits Fund Limited | 4.88% |
| Australian Health Management Group Pty Limited | 6.94% |
| Australian Unity Health Limited | 4.91% |
| Bupa Australia Pty Limited | 5.14% |
| CBHS Health Fund Limited | 7.12% |
| Cessnock District Health Benefits Fund Limited | 6.66% |
| CUA Health Limited | 7.36% |
| Defence Health Limited | 3.98% |
| The Doctors' Health Fund Limited | 5.58% |
| GMHBA Ltd | 5.68% |
| Grand United Corporate Health Limited | 2.53% |
| HBF Health Limited | 5.85% |
| The Hospitals Contribution Fund of Australia Limited | 6.41% |
| Health Care Insurance Limited | 7.40% |
| Healthguard Health Benefits Fund Limited | 4.84% |
| Health Insurance Fund of Australia Limited | 4.47% |
| Health Partners Limited | 6.61% |
| Latrobe Health Services Limited | 5.28% |
| Lysaght Peoplecare Limited | 4.94% |
| Manchester Unity Australia Ltd | 5.38% |
| Medibank Private Limited | 5.35% |
| Mildura District Hospital Fund Limited | 4.56% |
| National Health Benefits Australia Pty Limited | 5.64% |
| NIB Health Funds Limited | 6.19% |
| Navy Health Limited | 3.70% |
| Phoenix Health Fund Limited | 4.43% |
| Police Health Limited | 5.51% |
| Queensland Country Health Fund Limited | 4.89% |
| Queensland Teachers' Union Health Fund Limited | 4.94% |
| Railway & Transport Health Fund Limited | 14.38% |
| Reserve Bank Health Society Limited | 1.50% |
| St Luke's Medical and Hospital Benefits Association Limited | 4.79% |
| Teachers Federation Health Limited | 4.89% |
| Transport Health Pty Limited | 6.34% |
| Westfund Limited | 5.94% |
2010
Insurer | Average Premium Increase |
|---|---|
| Industry | 5.78% |
| ACA Health Benefits Fund Limited | 4.89% |
| Australian Health Management Group Pty Limited | 6.94% |
| Australian Unity Health Limited | 6.68% |
| Bupa Australia Pty Limited | 5.39% |
| CBHS Health Fund Limited | 7.14% |
| Cessnock District Health Benefits Fund Limited | 5.29% |
| CUA Health Limited | 9.48% |
| Defence Health Limited | 4.90% |
| The Doctors' Health Fund Limited | 6.91% |
| GMHBA Ltd | 7.95% |
| Grand United Corporate Health Limited | 2.32% |
| HBF Health Limited | 4.95% |
| The Hospitals Contribution Fund of Australia Limited | 5.94% |
| Health Care Insurance Limited | 6.52% |
| Healthguard Health Benefits Fund Limited | 3.92% |
| Health Insurance Fund of Australia Limited | 4.50% |
| Health Partners Limited | 7.72% |
| Latrobe Health Services Limited | 4.53% |
| Lysaght Peoplecare Limited | 6.30% |
| MBF Australia Ltd | 5.62% |
| MBF Alliances Pty Ltd | 4.73% |
| Medibank Private Limited | 5.74% |
| Macnchester Unity Australia Ltd | 5.58% |
| Mildura District Hospital Fund Limited | 4.67% |
| National Health Benefits Australia Pty Limited | 6.49% |
| NIB Health Funds Limited | 5.95% |
| Navy Health Limited | 3.81% |
| Phoenix Health Fund Limited | 6.07% |
| South Australian Police Employees' Health Fund Inc | 15.52% |
| Queensland Country Health Fund Limited | 4.49% |
| Queensland Teachers' Union Health Fund Limited | 5.97% |
| Railway & Transport Health Fund Limited | 8.97% |
| Reserve Bank Health Society Limited | 5.00% |
| St Luke's Medical and Hospital Benefits Association Limited | 5.27% |
| Teachers Federation Health Limited | 5.93% |
| Transport Health Pty Limited | 6.51% |
| Westfund Limited | 6.42% |
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