Average premium increases by insurer by year

This page provides information about average private health insurance premium increases by insurer by year.

Page last updated: 10 February 2017

Please note an individual’s product premium increase may be above or below the industry’s or their insurer’s average increase. Insurers inform their members in writing of the exact premium increase for their particular policy.

While the figures represent the average premium increase, this is not indicative of what every consumer may experience. Some products may offer either a lower or a higher increase.

PDF version: Premium Round Individual Insurer Average Premium Increases – 2011 to 2018 (PDF 61 KB)

Insurer

Average increase with rate protection (%)

2011

2012

2013

2014

2015

2016

2017

2018

ACA Health Benefits Fund Limited

4.88%

5.47%

5.89%

5.78%

4.96%

6.19%

4.70%

2.72%

Australian Unity Health Limited

4.91%

4.55%

5.23%

6.62%

6.26%

5.05%

4.46%

3.89%

BUPA HI Pty Ltd

5.14%

4.91%

5.80%

6.35%

5.59%

5.69%

4.90%

3.99%

CBHS Corporate Health Pty Ltd

 

 

 

 

 

 

2.98%

2.38%

CBHS Health Fund Limited

7.12%

5.31%

4.59%

5.61%

6.58%

5.92%

3.29%

2.73%

Cessnock District Health Benefits Fund Limited

6.66%

5.83%

5.55%

5.36%

6.99%

6.19%

6.57%

6.40%

CUA Health Limited

7.36%

7.85%

4.62%

5.47%

6.35%

8.95%

4.97%

3.29%

Defence Health Limited

3.98%

3.93%

4.02%

5.34%

5.62%

5.48%

5.51%

5.97%

Doctors' Health Fund Pty Ltd, The

5.58%

5.66%

3.78%

4.23%

3.98%

3.76%

3.54%

2.28%

Emergency Services Health Pty Ltd

 

 

 

 

 

 

 

3.36%

GMHBA Limited

5.68%

5.17%

5.23%

5.94%

6.43%

5.44%

4.94%

4.34%

Grand United Corporate Health Limited

2.53%

3.17%

3.23%

3.46%

4.32%

4.26%

4.11%

2.84%

HBF Health Limited

5.85%

5.85%

3.75%

3.72%

5.96%

4.94%

5.96%

3.75%

Health Care Insurance Ltd

7.40%

5.54%

3.97%

5.34%

6.12%

6.90%

6.06%

8.90%

Health Insurance Fund of Australia Limited

4.47%

5.35%

4.47%

2.98%

4.49%

6.55%

7.99%

5.35%

Health Partners Limited

6.61%

5.44%

3.40%

3.14%

5.76%

7.14%

5.10%

3.95%

health.com.au Pty Ltd

 

 

5.76%

6.13%

6.81%

8.81%

8.53%

5.87%

Hospitals Contribution Fund of Australia Ltd, The

6.41%

5.94%

5.74%

6.89%

6.57%

5.42%

3.65%

3.39%

Latrobe Health Services Limited

5.28%

5.31%

6.21%

5.98%

6.15%

5.52%

4.49%

4.25%

Medibank Private Limited

5.35%

4.70%

6.20%

6.49%

6.59%

5.64%

4.60%

3.88%

Mildura District Hospital Fund Ltd

4.56%

2.19%

5.75%

3.65%

6.14%

6.74%

5.95%

5.68%

MO Health Pty Ltd

 

 

 

 

 

 

 

3.90%

National Health Benefits Australia Pty Ltd

5.61%

5.64%

5.76%

4.50%

6.26%

5.28%

5.41%

3.97%

Navy Health Ltd

3.70%

3.35%

4.80%

4.53%

4.50%

5.50%

4.94%

3.94%

NIB Health Funds Ltd

6.19%

5.50%

6.50%

7.99%

6.55%

5.55%

4.48%

3.93%

Nurses & Midwives Health Pty Ltd

 

 

 

 

 

 

 

3.22%

Peoplecare Health Limited

4.94%

5.93%

6.81%

5.82%

6.08%

4.38%

5.09%

4.19%

Phoenix Health Fund Limited

4.43%

6.99%

5.47%

6.52%

6.48%

5.72%

5.93%

4.19%

Police Health Limited

5.51%

4.96%

4.09%

4.81%

4.48%

4.81%

4.63%

3.72%

Queensland Country Health Fund Ltd

4.89%

4.38%

4.59%

5.85%

4.77%

4.91%

5.15%

4.39%

Queensland Teachers' Union Health Fund Limited

4.94%

3.96%

4.50%

4.50%

6.36%

7.15%

7.30%

4.40%

Railway & Transport Health Fund Ltd

14.38%

5.74%

4.29%

4.80%

6.17%

5.61%

5.54%

4.47%

Reserve Bank Health Society Ltd

1.50%

4.89%

4.31%

4.39%

4.88%

5.37%

5.00%

3.97%

St Luke's Medical and Hospital Benefits Association

4.79%

3.16%

3.96%

6.33%

6.27%

5.89%

4.99%

4.23%

Teachers Federation Health Ltd

4.89%

4.68%

4.10%

5.42%

6.86%

4.97%

4.96%

2.84%

Transport Health Pty Ltd

6.34%

7.69%

6.77%

5.90%

4.84%

6.49%

4.93%

5.16%

Westfund Limited

5.94%

5.19%

3.48%

3.25%

7.92%

5.94%

4.96%

3.43%

INDUSTRY WEIGHTED AVERAGE

5.56%

5.06%

5.60%

6.20%

6.18%

5.59%

4.84%

3.95%